Individual Retirement Accounts

Are you saving enough for retirement? IRAs are special tax-deferred savings plans with great rates. There are three different types of IRAs to choose from depending on your needs: Traditional, Roth, and Coverdell Education Savings Accounts.

20-Month Certificate Special
Account Term Preferred APY* APY Balance Dividends Compounded / Credited
20 Months 3.35%* $500 Daily / Monthly
* Maximum deposit $20,000. Requirement to earn 3.35% APY: activated e-Statements and Direct Deposit of at least $500 into your Market USA account. Standard 3.00% APY without e-Statements and Direct Deposit. 20 month certificate offer available for a limited-time only.
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Regular & IRA Certificate Rates
Account Term Preferred APY* APY Balance Dividends Compounded / Credited
12 Month Accumulator 1.01% $100 Daily / Monthly
3 Months 1.00% $500 Daily / Monthly
6 Months 1.50% $500 Daily / Monthly
12 Months 2.41% $500 Daily / Monthly
18 Months 2.46% $500 Daily / Monthly
24 Months 2.51% $500 Daily / Monthly
36 Months 2.65% $500 Daily / Monthly
48 Months 2.71% $500 Daily / Monthly
60 Months 3.01% $500 Daily / Monthly
*PREFERRED APY: The Preferred APY includes a 0.35% premium. Direct Deposits and e-Statements are required to receive this premium.
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IRA Savings Rates
APY Balance APY Dividends Compounded/Credited
$0.01 0.15% Monthly/Monthly
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Insured up to $250,000 by NCUA

Plan for retirement

Competitive Rates