All Rates

Auto Loan Rates
New/Used/Refinance Term APR as low as
36 Months 1.69%1
48 Months 1.99%1
60 Months 2.30%1
72 Months 2.69%1
84 Months 3.59%1
1 Rates shown include a .25% discount for automatic payment, a .10% discount for e-Statements, and an additional 0.50% for having a qualifying Reward Rate Relationship. Rates for vehicles 7 years and older are 3.00% above the stated rate. Your actual rate may vary depending on credit and discounts taken. Rates are also applicable to Cash Out Auto (Title) Loans.
Rate Disclosures   View All Rates
Certificate Rates
Account Term Preferred APY APY Balance Dividends Compounded / Credited
12 Month Accumulator 0.40% $100 Daily / Monthly
3 Months 0.40% $500 Daily / Monthly
6 Months 0.50% $500 Daily / Monthly
12 Months 0.55% $500 Daily / Monthly
18 Months 1.31% $500 Daily / Monthly
24 Months 0.75% $500 Daily / Monthly
36 Months 1.10% $500 Daily / Monthly
48 Months 1.50% $500 Daily / Monthly
60 Months 2.41% $500 Daily / Monthly
*PREFERRED APY: The Preferred APY includes a 0.35% premium. Direct Deposits and e-Statements are required to receive this premium.
Rate Disclosures   View All Rates
Credit Card Rates
Visa Platinum Visa Platinum with Rewards
6 Month Introductory APR for Purchases & Cash Advances 3.90% 3.90%
Annual Percentage Rate* (APR) for Purchases 9.50% - 18.00% 10.50% - 18.00%
Cash Advance APR 9.50% - 18.00% 10.50% - 18.00%
Variable Rate Information Your actual APR may vary and is based on prime and your credit history. A margin between 6.00% - 15.00% is added to the highest Prime Rate* as published in the Wall Street Journal "Money Rates" Table.
Grace Period for Purchases 25 Days
Method of Computing the Balance for Purchases Average Daily Balance (Including new purchases)
Annual Fee None
Balance Transfer Rate Same as purchase rate
Minimum Finance Charge $0.50
Paying Interest Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date
Transaction Fees a. Foreign Transaction Fee - 1.00% of each transaction in U.S. dollars
Penalty Fees a. Late Payment Fee - Up to $25.00
b. Returned Payment Fee - Up to $25.00
Rate Disclosures   View All Rates
Holiday Club Rates
APY Balance APY Dividends Compounded/Credited
$0.01 0.10% Monthly/Monthly
Rate Disclosures   View All Rates
Fixed Rate Home Equity Rates
Term APR as low as Loan to Value Comments
5 Years 5.50% Up to 80% No closing costs! (provided initial loan amount is $20,000 and loan remains open for 36 months)
7 Years 6.00%
10 Years 6.00% Minimum Loan Amount: $5,000. Maximum Loan Amount $100,000. Maximum Loan to Value (LTV) for owner-occupied and non-owner-occupied properties is 80% of tax assessed or appraised value. Rate based on credit evaluation.
15 Years 6.25%
Rate Disclosures View All Rates
Home Equity Line of Credit Rates
Variable APR Comments
4.24% No closing costs! (provided initial advance is at least $20,000 and loan remains open 36 months.) Minimum HELOC amount: $10,000, Maximum HELOC amount: $200,000
Rate Disclosures View All Rates
IRA Savings Rates
APY Balance APY Dividends Compounded/Credited
$0.01 0.15% Monthly/Monthly
Rate Disclosures   View All Rates
Line of Credit Loan Rates
APR as low as Comments
9.50% Maximum line is $10,000
Rate Disclosures   View All Rates
Savings Rates
APY Balance APY Dividends Compounded/Credited
$25,000 0.15% Monthly/Monthly
$5,000 0.15% Monthly/Monthly
$2,000 0.10% Monthly/Monthly
$0.01 0.05% Monthly/Monthly
Rate Disclosures   View All Rates
Money Market Rates
APY Balance APY Dividends Compounded/Credited
$50,000 0.40% Monthly/Monthly
$20,000 0.30% Monthly/Monthly
$10,000 0.25% Monthly/Monthly
$2,000 0.15% Monthly/Monthly
Balances below $2,000 earn the APY paid on regular checking accounts.
Rate Disclosures   View All Rates
Regular Checking Rates
APY Balance APY Dividends Compounded/Credited
$1,000.00 0.05% Monthly/Monthly
Rate Disclosures   View All Rates
Signature Loan Rates
Term APR as low as Comments
12 Months 9.84%* Minimum loan amount is $200
24 Months 10.09%*
36 Months 10.34%*
48 months 11.34%*
60 Months 11.59%* Minimum loan amount is $5,000
*Rates shown include a .25% discount for automatic payment, a .10% discount for e-Statements, and an additional .50% for having a qualifying Reward Rate Relationship. Your actual rate may vary depending on credit and discounts taken.
Rate Disclosures   View All Rates
Vacation Club Rates
APY Balance APY Dividends Compounded/Credited
$0.01 0.10% Monthly/Monthly
Rate Disclosures   View All Rates
VIP Free Checking Rates
VIP APY Balance APY Dividends Compounded/Credited
Platinum Tier $0.01 2.00% Monthly/Monthly
Gold Tier $0.01 1.00% Monthly/Monthly
*APY applies to balances thru $15,000; balances above $15,000 earn the APY paid on regular checking accounts. One account per member/SSN.
Rate Disclosures   View All Rates