Home Equity Line of Credit
| Home Equity Line of Credit Rates | ||||
| Account Type | APR | Loan to Value | Comments | |
| Home Equity Line of Credit | 3.99% | 85% | No closing costs provided initial advance is at least $20,000 and loan remains open 36 months. Minimum loan amount: $10,000, Maximum loan amount: $200,000 | |
| Rate Disclosures View All Rates | ||||
Home Equity lines are flexible and readily available sources of cash with only one application process.
Apply online now using the online application link or print an application packet and mail or fax it to us.
- Borrow up to 85% of the equity in your home
- Repayment terms of 20 years
- Low monthly payments
- Easy access by check, Internet Banking, Telephone Banking, or a phone call to the credit union
- No closing costs if initial advance is at least $20,000 and account remains open for 36 consecutive months
- Interest is often tax deductible (consult your tax advisor)
Internet Banking
Internet Banking allows you to access your credit union account (s) via the Internet from your home or office computer. It's free and gives you access to your accounts 24 hours a day!
- Transfer funds between your Market USA FCU accounts
- Open new checking, savings, certificate accounts
- Conveniently pay bills
- Schedule transfers and check withdrawals
- Request withdrawals (Teller Checks will be U.S. mailed to you)
- Request line of credit advances
- View current account activity
- Checks Paid
- Deposits
- Withdrawals
- ATM Transactions
- Debit Card Transactions
- Hold Amounts
- Print Account Statements
- Issue stop payments on checks
- Request copies of checks
- Obtain balance information on any of your Market USA FCU accounts
- Get tax information - interest paid on loans and dividends earned
Internet Bill Pay
Pay your bills quickly and securely online. Click here for more information or to view the online demo.
Telephone Banking
Telephone Banking allows you to access your credit union account(s) from any touch tone phone by calling 301-586-3450 or 800-764-4268.
- Transfer funds between your Market USA FCU accounts
- Request withdrawals (Teller Checks will be U.S. mailed to you)
- Request line of credit advances
- Hear current account activity
- Checks Paid
- Deposits
- Withdrawals
- ATM Transactions
- Debit Card Transactions
- Issue stop payments on checks
- Request copies of checks
- Obtain balance information on any of your Market USA FCU accounts
- Get tax information - interest paid on loans and dividends earned
Signing up for Telephone Banking can be done on your initial membership application, or simply by contacting our Member Service Center at 301-586-3400 or 800-914-4268.
National Shared Branches:
Market USA FCU is part of the National Shared Branch Network with over 6,700 locations throughout the United States. You can conduct business on your Market USA accounts at these locations.
- Make deposits
- Request withdrawals
- Make loan payments
- Other services available depending on location
Need to locate a CU Service Center while on the go? Get the Mobile Branch Locator:
Shared branch locations will display the following logo:
Member Service Center
301-586-3400 800-914-4268
Hours:
- M/W/F 8:30 a.m. to 5:00 p.m.
- Tu 9:00 a.m. to 5:00 p.m.
- Th 9:00 a.m. to 6:30 p.m.
- Existing members can open additional savings and checking accounts
- Have your questions answered
- Loan applications accepted
- Changes to your membership or accounts
- The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) requires credit union mortgage loan originators and their employing institutions to register with the Nationwide Mortgage Licensing System & Registry (NMLS). A listing of the mortgage loan originators of Market USA Federal Credit Union can be found here.
- Terms & Conditions.
- When Your Home is on the Line.
