Before you visit a dealer, contact Market USA for an Express Check. If you qualify, Market USA will give you a check up to your pre-approval amount. When you visit a dealer with a check in-hand, you'll be in a better position to negotiate!
Make no payments for 2 monthswhen you finance your vehicle with us or move your existing loan from another lender.
Use our free research tools to find the information you need to buy with confidence: research your trade-in value, compare vehicle features, lock in your savings and more. Plus, you can see what others paid for the new vehicle you want so you never overpay. Receive a .25% rate discountwhen you purchase your vehicle through our Car Buying Service, powered by TRUECar.
With a Market USA auto loan, you have the option to Skip-A-PaymentSkip-A-Pay form at marketusafcu.com (under Services, Select a Form) and either fax it to 866-262-1773 or mail to: Market USA FCU, 8871 Gorman Rd, Suite 100, Laurel, MD 20723. Requests must be made at least 5 days prior to the due date in order for automatic payments to be stopped. Automatic payments will resume the following month.twice a year. Simply log into Internet Banking and click the "Skip-A-Pay" tab beside the loan you want to skip. You can also download the
If you already have a Market USA auto loan and are looking to save on your monthly expenses, you may be eligible to use our FlexPayFAQs for more details.program! With a few easy clicks, you can extend the term and lower your monthly payments - the entire process is completed securely online. There is no cost to use this service. To get started, simply sign into Internet Banking or Mobile Banking through our website (not the mobile app), and select FlexPay next to your loan. Your current loan information will already be pre-filled on the FlexPay screen. You can adjust the dial until you find the term and monthly payment that fits your budget. Once you select the Extend Term button, e-sign and submit your loan documents, and you're done! Visit our
Have the title to your car and need cash now? You can borrow the NADA loan value of your car. Don't have your car completely paid off but have equity built up? You can also use that equity to gain some cash now.
We can offer you peace of mind with Debt Protection, Mechanical Repair Coverage (MRC) and Guaranteed Asset Protection (GAP) Plus on your vehicle, typically at lower costs than what you will find at the dealership.
Our low rates mean low monthly payments for you -- and less interest paid over the life of the loan!
|Auto Loan Rates|
|New/Used/Refinance Term||APR as low as|
|1 Rates shown include a .25% discount for automatic payment and an additional 0.50% for having a qualifying Reward Rate Relationship. Rates for vehicles 7 years and older are 3.00% above the stated rate. Your actual rate may vary depending on credit and discounts taken. Rates are also applicable to Cash Out Auto (Title) Loans.|
|Rate Disclosures View All Rates|
Our loan rate pricing shows the lowest rates available, which include:
All rates are subject to change, credit certification and approval. The stated rates are the lowest available and your rate may be higher.
Discounts do not apply to Credit Cards, Certificate & Share Secured Loans, Lines of Credit, Fresh Start and Home Equity Loans/ Lines of Credit and First Mortgages.
To qualify for the Rewards Rate, you must have e-statements AND one of the following