The Market Center
Shopping for a Home Shouldn't Be Complicated. We Make it EASY!
Introducing HomeAdvantage, an exclusive new member service that can help you search, buy, sell and save on your next home. Through our partnership with CU Realty Services, HomeAdvantage puts all the real estate tools you could ever want or need under one roof - ours! It's absolutely free to use and can help you:
- Search for a HomeSearch through the most current online MLS listings to find the home of your dreams.
- Find a Realtor.5Make a connection with a top local realtor from CU Realty's network of hand-picked agents.
- Earn a Rebate. Use a CU Realty agent to buy or sell a home, and earn a rebate - the average is near $1,500!
- Get Listing Alerts. Save your favorite searches and get email updates when new listings become available.
- Do Your Research. Research neighborhoods, crime rates, schools, and comparable properties easily!
- Get Your Questions Answered. CU Realty's Member Service team is available seven days-a-week to answer your questions. Just a call or click when you need help.
Whether you're a first-time home buyer or you've done this before, HomeAdvantage will simplify the process and save you money. Watch the video to learn more!
Enter to Win a $1,000 College Scholarship!
Are you or a young family member headed to college or trade school in 2014? Market USA is pleased to announce a college scholarship opportunity to make it easier for you to meet tuition costs. The $12,000 Credit Union College Scholarship Program for 2014 is underway now! Our college-bound members are eligible to apply for one of ten $1,000 essay-based scholarships; one $1,000 video-based scholarship; and new for 2014, one $1,000 photo-based scholarship. And, yes, you may apply in all three categories!
Deadline for applications is March 31, 2014. Awards will be made in May 2014.
This year's essay and video topic is: "What can you do to help yourself become financially literate?" Photo applicants are asked to capture and submit a photograph that represents a credit union core value.
Any member of Market USA who is entering their freshmen through senior year of college or trade school may apply. "We're pleased to offer this opportunity for our young members," said Laura Hassan, CEO. "The awardees receive needed financial assistance to help them meet their tuition expenses and the application topics stimulate innovative and useful responses to help us better serve our college-aged members."
Applications and details on the Credit Union College Scholarship Program can be found at http://cufound.org/scholarship.htm
The Credit Union Foundation of MD & DC and its generous supporters make this scholarship possible.
Mobile Banking & Check Deposit
If you have a Market USA checking account3, you can make deposits without visiting a branch or sending checks through the mail. It's convenient, easy and secure. Mobile Check Deposit is available through our Mobile Banking app (must be enrolled in Internet Banking).
How to Use Mobile Check Deposit
- Sign into Mobile Banking
- Choose the Mobile Check Deposit button
- Accept the Terms and Conditions
- Select Make a Deposit
- Enter check amount
- Select account to deposit check
- Endorse your check
- Write "For e-Deposit only at Market USA" under your signature
- Take a picture of the front and back of your check
You will receive an email once your account has been credited. If you have questions, please email our Member Service Center or call 301-586-3400 or 800-914-4268.
Download our Mobile Banking apps today!
Need a New Car?
We Give You Three Great Ways To Save
If you're shopping for a new car, truck, SUV or crossover, you couldn't have picked a better time. Through our partnership with Invest in America, we can help you save money on your new vehicle.
First, General Motors is offering credit union members preferred pricing on most new GM vehicles. This is in addition to the most current incentives and special offers! Depending on the vehicle, you could save hundreds, even thousands of dollars on your next new Chevrolet, Buick, or GMC vehicle purchase just for being a credit union member. Visit LoveMyCreditUnion.org to see how much you can save and request your GM Authorization Number.
Third, you'll also save on fuel costs with GM's high-fuel efficiency vehicles. GM offers high-fuel efficient products in most high-volume vehicle segments, and more are coming to the market each year.
Get your loan pre-approved and apply online today!
All fuel economy ratings below are EPA Estimates. The new Chevrolet Cruze Eco, with its 42 mpg EPA highway estimate, offers the best highway fuel economy of any gasoline engine (non-hybrid) car in America. The Chevy Equinox and GMC Terrain crossovers offer space for the family and a 32 mpg highway estimate. Chevrolet Malibu has EPA mileage estimates of 22 mpg city, 33 mpg highway, and can travel nearly 500 highway miles on a tank of fuel. Chevy Silverado and GMC Sierra offer the best highway fuel economy estimates of any V8 pickups (22 mpg), and offer hybrid models for the ultimate in full-size truck fuel efficiency (20 mpg city, 23 mpg highway).
Life's More Rewarding with a Market USA Visa®
Our Visa® Platinum with Rewards card offers a low rate, no annual fees, no balance transfer fees and no cash advance fees. Earn one point for every dollar spent which you can redeem for hotel stays, vacations, merchandise, air travel and more! Choose from top-of-the-line stereo equipment and electronics to high-end appliances. Travel abroad or practice your golf game with a brand-new set of clubs. Visit CURewards for details.
Apply for your Visa® Platinum today!
Mobile Banking Now Available
We are excited to offer you the convenience of mobile banking! Our mobile app makes it easy to:
- Review account balances
- Access recent transactions
- Check Privilege Pay status
- View direct deposits
- Transfer funds
- Withdraw checks
- Initiate stop payments
In addition to managing your accounts, you can also look up current rates, apply for a loan, and locate a shared branch or surcharge-free ATM near you. Our free app is available in both the Apple and Android app stores. Be sure to let us know what you think!
Buy or Sell Your Vehicle Using AutoSMART Mobile
The new AutoSMART Mobile App provides a one-stop shop for all your car buying AND selling needs.
Search AutoSMART's database of vehicles for sale - not just from major car dealers, but from individuals just like yourself. You can also apply for Market USA financing and get your loan pre-approved before you shop. This removes the pressure of negotiating financing contracts at the dealership and allows you to focus your attention on finding the right vehicle.
Are you ready to sell a vehicle? Quickly and easily sell your car online in 3 simple steps. Once your listing has been approved (usually takes one business day) it will be searchable on AutoSMART's nationwide network of over 1 million Credit Union members.
The AutoSMART Mobile App is free to download for both iOS and Android devices from your App store.
1Annual Percentage Rate current as of 12/1/13. Rates are based on an evaluation of each applicant's credit. Rate includes a .25% discount for automatic payment and a .10% discount for e-Statements. Payments at 7.99% APR for 12 months are approximately $87.08 per $1,000 per month. Financing for qualified Market USA Federal Credit Union members.
2A minimal processing fee per loan will be charge to your saving or checking account based on your monthly payment. Excludes Mortgage, Home Equity and Credit Card balances. Interest will continue to accrue on unpaid loan balance. To qualify for extension, loan must be open for at least 90 days and in good standing. Certain restrictions apply. Call for details.
3Membership must be established for at least 90 days; checking account must be opened for at least 30 days; account must be in good standing; primary account holder must be at least 13 years of age. Additional restrictions apply. See Mobile Deposit Terms & Conditions for details.
4Offer is for a limited time only. You must mention the promotional code NM100 to receive the $100 cash incentive with this offer. Loan amount must be $10,000 with a term of at least 36 months. Deposit of $100.00 will be made into the primary member's savings account within 30 days after the loan is closed. Auto loans currently financed through Market USA cannot be refinanced with this offer.
5The HomeAdvantage program, along with its features and benefits, is available to you through a joint relationship between Market USA and CU Realty Services. In order to earn a rebate, buyers and sellers must use one of the real estate agents listed in the approved agent network. Rebates amounts will vary depending on the price of the house sold or purchases, and the commissions paid out to the agent.Rebates are available in most states. Please consult with your credit union to get details that may affect you.