Market Center

New! Visa Platinum Secured Provides Flexibility for Your Budget

Our new Visa® Platinum Secured gives you access to credit while helping you establish or rebuild a positive credit history.

  • Low rate and no annual fee
  • Approval not based on credit
  • Credit lines from $200 - $5,000
  • Available credit secured by funds in your savings account
  • EMV chip for added security

Apply for our new Visa® Platinum Secured card today!

Lower Your Loan Payments with Our New FlexPay Program

If you have a Market USA auto or personal loan, and are looking to save on your monthly expenses, you may be eligible to use our new FlexPay program! With a few easy clicks, you can extend the term and lower your monthly payments - the entire process is completed securely online. To get started, simply sign into Internet Banking or Mobile Banking through our website (not the mobile app), and select FlexPay next to your loan. Your current loan information will already be pre-filled on the FlexPay screen. You can adjust the dial until you find the term and monthly payment that fits your needs. Once you select the Extend Term button, e-sign and submit your loan documents, and you're done! Visit our FAQs for more details.1

Gain an Advantage with Our Auto Express Check!

Shopping for a vehicle is easy and convenient with our Auto Express Check! Before visiting the dealer, be sure to contact us to apply for your low rate auto loan. If you qualify, we will give you an Express Check that you can use to purchase your vehicle up to your pre-approved amount. This saves you time at the dealer, plus you'll be in a better position to negotiate! Your rate is guaranteed for 30 days and no interest accrues until you use the check.

Apply online, at any branch, or call 800-914-4268.

Introducing Our New Teen Program, Elements of Money™

The Elements of Money™ program has replaced Claim Your Youth for members ages 13 to 17. Our new program offers a more interactive website, additional resources, and quarterly social media contests for a chance to win prizes. Teens can join "Elements" simply by opening a credit union savings account with a $5 minimum opening deposit. As a member, they'll learn to navigate through the world of personal finance, as well as learn valuable lessons in saving money. Our new program offers:

  • An interactive website just for teens
  • Online financial articles, podcast, blog and videos
  • Quarterly teen newsletter
  • "Tweet for College" Annual Scholarship Contest

We encourage you to help your teen take the first step toward financial independence by establishing membership. Download our membership application, call 800-914-4268, or stop by a branch to open an account.

Looking for a Mortgage with a Low Down Payment?

Our President's ARM offers a low 3% down payment2 and a variety of terms to choose from. Additional mortgage programs are also available including FHA, VA, reverse mortgages and more. Contact a mortgage consultant at 571-328-5036 or visit our mortgage page for details.

Buying a home is one of the most important financial decisions you'll make. We make it easier with HomeAdvantage. Powered by CU Realty Services, this easy-to-use program can help you connect to the information and expertise you'll need to help make finding and purchasing your next home a dream come true. This program is absolutely free and can help you search for a home, find an agent, earn a rebate (the average is over $1,500!), get listing alerts, research neighborhoods, schools, crime rates and more!

Switch and Save with our Visa Platinum Card

Don't spend your hard earned money on fees and higher interest rates. Our Visa Platinum cards offer NO balance transfer fees, NO cash advance fees and NO Annual Fees. Plus, we offer great low rates - that's the credit union difference!

  • Low 3.90% APR3 introductory rate for 6 months
  • Rates as low as 9.25% APR3 after six-month introductory period
  • Credit line up to $20,000
  • Save big by transferring higher-rate balances to your Market USA Visa
  • Choose between Visa Platinum and Visa Platinum with Rewards. Redeem your points for hotel stays, vacations, merchandise, air travel and more!

Apply online, call 800-914-4268 or stop by any branch. Don't forget to move higher-rate balances to your new Market USA Visa Platinum card!

Celebrate the Season with Our Holiday Loan!

The time of year when expenses start piling up is quickly approaching: gifts, entertainment, travel and more. Our Holiday Loan is a great way to give your budget some breathing room. Celebrate the season with a rate lower than most credit cards!

  • Rates as low as 7.39% APR4
  • 12-Month Term
  • Borrow up to $3,000

Apply online, call 800-914-4268 or stop by a branch.


  1. Member must be in good standing. Other restriction apply. Ask for details.
  2. Interest begins accruing upon disbursement of the loan. Loans and deferred payments are subject to credit approval. Current Market USA loans are not eligible for this promotion. Offer available for a limited time only and subject to change without notice. Certain restrictions apply. Ask us for details.
  3. Annual Percentage Rates (APR) effective 11/1/14 and subject to change. 3.90% introductory APR valid for six months from initial card issuance. Thereafter, the variable rate will be between 9.25% - 18%. The APR is calculated as Prime + a margin between 6.00% - 15.00%. Prime is currently 3.25%. Actual rate may vary and is based on an evaluation of applicant's credit.
  4. Annual Percentage Rate current as of 10/1/16. Rates are based on an evaluation of each applicantā??s credit. Your actual rate may vary. Rate includes a 0.25% discount for automatic payment and an additional 0.50% discount for having a qualifying Rewards Relationship. To qualify for a Rewards Rate, you must have e-statements AND one of the following: (a) direct deposit of at least $500 per month and an active checking account or (b) at least $25,000 on deposit. Payments at 7.39% APR for 12 months are approximately $87.02 per $1,000 per month. Financing for qualified Market USA Federal Credit Union members. Limited-time offer.