Signature Loan Apply Now

Use our low rate signature loan to purchase items you want or need, consolidate high rate credit card balances, pay off credit cards before promotional rates end, or handle unexpected expenses.

Signature Loan Rates
Term APR as low as Comments
12 Months 10.34%* Minimum loan amount is $200
24 Months 10.59%*
36 Months 10.84%*
48 months 11.84%*
60 Months 12.09%* Minimum loan amount is $5,000
*Rates shown include a .25% discount for automatic payment, a .10% discount for e-Statements, and an additional .50% for having a qualifying Reward Rate Relationship. Your actual rate may vary depending on credit and discounts taken.
Rate Disclosures   View All Rates

No collateral is pledged

Borrow up to $20,000

Terms up to 60 months

Loan Rates

Our loan rate pricing shows the lowest rates available, which include:

  • Selection of an automated payment method and e-Statements
  • An additional 0.50% discount for having a qualifying Rewards Rates relationship

All rates are subject to change, credit certification and approval. The stated rates are the lowest available and your rate may be higher.

Discounts do not apply to Credit Cards, Certificate & Share Secured Loans, Lines of Credit, Fresh Start and Home Equity Loans/ Lines of Credit and First Mortgages.

Rewards Rate

To qualify for a Rewards Rate, you must have TWO (2) of the following relationships:

  • Direct Deposit of at least $500 per month into a Checking Account at Market USA
  • A qualifying loan in good standing or new loan that includes: Mortgage, Home Equity, Auto, and active (at least one transaction per month) Credit Cards
  • At least $25,000 on deposit